Zakat Centre
Zakat calculator
Enter what you own, adjust the assumptions to match the view you follow, and see how every figure was reached.
Zakatable assets
Notes and coins you hold right now.
Current, savings and instant-access accounts.
Total weight of gold you own, in grams.
Total weight of silver you own, in grams.
Market value. Most scholars zakat the zakatable portion; the simple view uses full market value for shares held for trade.
Market value of holdings treated as a tradeable asset.
Value of goods held for sale at resale value.
Debts you reasonably expect to be repaid.
Liabilities
Most scholars deduct debts that are immediately due rather than the full balance of a long-term mortgage.
Immediate obligations already fallen due.
Debts payable within the next twelve months.
Assumptions you can change
2.5% for a lunar year; some use 2.577% for a solar year.
Nisab basis
The silver Nisab is lower, so more people become liable — many scholars prefer it because it benefits the poor. Others use the gold Nisab. Both are recognised positions.